Companies such as AfterPay, Sezzle, Klarna, and Affirm have been a blessing for consumers who wanted to shop for their favorite brands with just four easy payments. The convenience and affordability gave consumers a way to shop without killing their budgets or affecting their credit scores. This has come with much criticism from the financial… Continue reading Buy Now Pay Later Can Hurt Your Credit Score
As the talks are continuing to extend the student loan payment pause there are lenders who want these payments to resume and in fact, are lobbying for this to happen. Large private loan lenders are lobbying congress to resume payments on May 1st. According to Yahoo Finance, large lenders such as SoFi and CommonBond are… Continue reading Why Lenders Want Student Loan Payments to Resume
Two years of working from home after President Biden’s State of The Union Address the statement “It’s time for Americans to get back to work and fill our great downtowns again” this was also followed up with “People working from home can feel safe to begin to return to the office.” After reports of major… Continue reading Will Workers Actually Return to The Office
Creditcards.com has created a guide answering question about NFTs.
What better time to start organizing your finances in 2022 than the beginning? One way to do this is to create a sinking fund to save for your large occurring expenses. This possibly can be outside of your monthly expenses however they are recurring. This could be the planned vacation (once we are able to… Continue reading Four Sinking Funds You Should Start in 2022￼￼￼￼
Though we face tough times ahead we still can find ways to accomplish our goals. Here are 5 ways you can accomplish your goals this year 2022
Just as Omicron is spreading across the globe it has just been discovered that a new Covid variant B.1.640.2 has been reported in France with several cases reported. Wales Online reported that this has been named “IHU” and is mostly in the Marseille area. Not much is known about the variant at this time or… Continue reading New Covid Variant Found in France
Last week CDC changed the guidelines of isolation and quarantine to shorter timeframes while the Omicron variant is now spreading in the United States. Covid Testing sites in New York, Florida, and Pennsylvania have been long with the wait time being hours. There has also been the encouragement of at-home tests however many at-home tests… Continue reading Are The CDC New Guidelines Dangerous?
AI or Artificial Intelligence has been in our lives for decades unknowing it has slowly become a part of our lives with the realization of society. To the rise of the AI Influencer in 2020, the humanoid robots and even contacting customer service, yes, the IVR menu when you’re screaming “REPRESENTATIVE” to bypass over the… Continue reading The Silent AI Takeover ￼￼
Housing demands have spiked though this has been an issue prior to the Covid-19 pandemic. It was reported in 2020 renters were paying over half their income to pay for housing, according to CNBC. Though the rule of thumb is only 30% should be used toward housing. However, for many middle-class and low-income renters, this is impossible… Continue reading Why Renting Is Becoming Impossible in America