Companies such as AfterPay, Sezzle, Klarna, and Affirm have been a blessing for consumers who wanted to shop for their favorite brands with just four easy payments. The convenience and affordability gave consumers a way to shop without killing their budgets or affecting their credit scores. This has come with much criticism from the financial… Continue reading Buy Now Pay Later Can Hurt Your Credit Score
Category: Personal Finance
Everything You Need To Know About Buying NTFs
Creditcards.com has created a guide answering question about NFTs.
Four Sinking Funds You Should Start in 2022
What better time to start organizing your finances in 2022 than the beginning? One way to do this is to create a sinking fund to save for your large occurring expenses. This possibly can be outside of your monthly expenses however they are recurring. This could be the planned vacation (once we are able to… Continue reading Four Sinking Funds You Should Start in 2022
Arm & Hammer Baking Soda The One Stop Shop! 
What’s the first thing mind when it comes to Arm & Hammer? Most think of household uses such as keeping the fridge fresh and using to move various stains in our homes. However, do we think about using it for gardening? In fact, gardening, and Arm & Hammer go hand and in hand. Just like… Continue reading Arm & Hammer Baking Soda The One Stop Shop! 
Coinbase’s ‘poor’ customer service comes under fire
Coinbase came under fire from mainstream media this week as complaints around its customer service filled up grievance forums, a report from CNBC … Coinbase’s ‘poor’ customer service comes under fire
The Dangers of Not Teaching Financial Literacy
There is a belief that with advanced technology, the rise in online courses, and search engines such as YouTube that most people have extensive knowledge on personal finance. This is not the case according to glfec.org only 33% of adults around the world are financially literate and according to opploans.com 78% of adults in America are living paycheck to… Continue reading The Dangers of Not Teaching Financial Literacy
From Investing to Mining
A cryptocurrency Investing Journey The idea of investing in cryptocurrency is very polarizing, either investor are all in or have total fear of this. Though this has been around since 2009 with the founding of Bitcoin it is now become popular with celebrities and influencers encouraging people to invest in Bitcoin, Dogecoin and others. What… Continue reading From Investing to Mining
I don’t Dream of Labor
The Movement Behind the Great Resignation of 2021 There have been many reports of Millennials quitting their jobs at a massive rate. CNBC reported 4 million quit their jobs in April stating that prioritizing mental health is the reason. CNN also reported in June that there are a record number of 9.3 million jobs available in the US, the… Continue reading I don’t Dream of Labor
Wells Fargo is In More Hot Water
On Thursday June 8th it was reported that Wells Fargo will close their personal lines of credit and will no longer offer this product to customers. Current customers were given a 60-day notice via mailed that their accounts are closing, and the account closers are final and there is a possibility of the closers impacting… Continue reading Wells Fargo is In More Hot Water
Six Things To Remember When Starting Over Financially
Eight years ago, I had to move to new a city and start over with no job and about $2 in my bank account. I was forced to move back into my old childhood bedroom and start over from zero. There were five principles that I held on to while getting back on my feet. … Continue reading Six Things To Remember When Starting Over Financially