Buy Now Pay Later Can Hurt Your Credit Score

Companies such as AfterPay, Sezzle, Klarna, and Affirm have been a blessing for consumers who wanted to shop for their favorite brands with just four easy payments. The convenience and affordability gave consumers a way to shop without killing their budgets or affecting their credit scores. This has come with much criticism from the financial… Continue reading Buy Now Pay Later Can Hurt Your Credit Score

Four Sinking Funds You Should Start in 2022

What better time to start organizing your finances in 2022 than the beginning? One way to do this is to create a sinking fund to save for your large occurring expenses. This possibly can be outside of your monthly expenses however they are recurring. This could be the planned vacation (once we are able to… Continue reading Four Sinking Funds You Should Start in 2022

The Dangers of Not Teaching Financial Literacy

There is a belief that with advanced technology, the rise in online courses, and search engines such as YouTube that most people have extensive knowledge on personal finance. This is not the case according to glfec.org only 33% of adults around the world are financially literate and according to opploans.com 78% of adults in America are living paycheck to… Continue reading The Dangers of Not Teaching Financial Literacy

From Investing to Mining

A cryptocurrency Investing Journey The idea of investing in cryptocurrency is very polarizing, either investor are all in or have total fear of this. Though this has been around since 2009 with the founding of Bitcoin it is now become popular with celebrities and influencers encouraging people to invest in Bitcoin, Dogecoin and others. What… Continue reading From Investing to Mining

I don’t Dream of Labor

The Movement Behind the Great Resignation of 2021 There have been many reports of Millennials quitting their jobs at a massive rate. CNBC reported 4 million quit their jobs in April stating that prioritizing mental health is the reason. CNN also reported in June that there are a record number of 9.3 million jobs available in the US, the… Continue reading I don’t Dream of Labor

Six Things To Remember When Starting Over Financially

Eight years ago, I had to move to new a city and start over with no job and about $2 in my bank account. I was forced to move back into my old childhood bedroom and start over from zero. There were five principles that I held on to while getting back on my feet. … Continue reading Six Things To Remember When Starting Over Financially