Buy Now Pay Later Can Hurt Your Credit Score

Companies such as AfterPay, Sezzle, Klarna, and Affirm have been a blessing for consumers who wanted to shop for their favorite brands with just four easy payments. The convenience and affordability gave consumers a way to shop without killing their budgets or affecting their credit scores. This has come with much criticism from the financial… Continue reading Buy Now Pay Later Can Hurt Your Credit Score

Why Renting Is Becoming Impossible in America

Housing demands have spiked though this has been an issue prior to the Covid-19 pandemic. It was reported in 2020 renters were paying over half their income to pay for housing, according to CNBC. Though the rule of thumb is only 30% should be used toward housing. However, for many middle-class and low-income renters, this is impossible… Continue reading Why Renting Is Becoming Impossible in America

The Fight Rages on to Stay Housed in America

In March of 2020 Americans and the world experienced something that no one believed would ever happen. COVID-19 had reached the United States causing widespread panic across the nation. To protect Americans in March 2020 many stated initiated Stay at Home or Shelter in Place orders closing businesses that were not seen as essential. Not… Continue reading The Fight Rages on to Stay Housed in America

The Events That Led To The Rent Moratorium Extension

Rep. Cori Bush of Missouri was outspoken from the very beginning about the rent moratorium ending putting millions of American renters in danger of being evicted. Rep. Bush took this cause personally as reported by the VOA News this hit home for her as she was homeless herself after facing eviction. VOA News reported that after Rep. Bush experienced… Continue reading The Events That Led To The Rent Moratorium Extension

The Dangers of Not Teaching Financial Literacy

There is a belief that with advanced technology, the rise in online courses, and search engines such as YouTube that most people have extensive knowledge on personal finance. This is not the case according to glfec.org only 33% of adults around the world are financially literate and according to opploans.com 78% of adults in America are living paycheck to… Continue reading The Dangers of Not Teaching Financial Literacy

Supply Chain Issues Continue Groceries Stores Prepare to Raise Prices

As reported in June of 2021 when Shrinkflation which is a smaller amount of food and other items being sold at the same price was first noticed by the public there was a projection that prices would level as a supply chain are able to recover and meet with consumer demands. However, projections made by… Continue reading Supply Chain Issues Continue Groceries Stores Prepare to Raise Prices

The Greenwashing Effect

In 2016 the fashion sustainability movement has gained traction along with the rise of the fast fashion industry. However, these two are more than just a trendy hashtag on social media but this industry has environmental and economic implications that are harming the world economy. For example, according to Vox.com an estimated 25 billion pounds… Continue reading The Greenwashing Effect

What’s the Deal With Shrinkflation

Consumers have noticed that their ice cream containers is just a little smaller or that the paper towel rolls are slimmer. It’s because of Shrinkflation. This is a direct relation to economic downturns or periods of inflation. This has happened before during the 2008 economic rescission ABC.com published an article on how to beat Shrinkflation,… Continue reading What’s the Deal With Shrinkflation